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Household Bank Secured MasterCard®
The Household Bank Secured MasterCard is an excellent card for building or rebuilding credit in your name. It comes with a low 7.90% variable purchase APR, and the first year's annual fee will be waived. You'll enjoy all the built in benefits of an unsecured card, but only you will know it's secured. Simply print and mail your application with your minimum $200 deposit to get your card! As a cardmember, you'll enjoy:
- The ability to make online purchases or reservations, and access to manage your account 24/7.
- Email or text message alerts to remind you of your available balance and upcoming payment due date when you enroll online.
- Acceptance at millions of locations worldwide.
- Free standard Online Bill Pay, no matter how often you use it.
- 100% Fraud Liability Protection automatically and the ability to set your personal customized spending alerts.
To learn more about our card selection process, click here To learn more about our card selection process.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Penalty APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| n/a | Variable 7.90% | Variable 29.49% | $35, waived the first year | $200 Minimum Security Deposit |
Rates are accurate as of 7/31/10. The variable Purchase APR applies to credit card purchases and is 7.90%. The variable Balance Transfer APR is 7.90% and applies to balance transfers and credit card checks, unless otherwise disclosed. The variable Cash APR is 20.90% and applies to cash advances. Your APRs may increase to the Penalty APR if you fail to make a minimum payment to us when due. The variable Penalty APR is 29.49%. A Balance Transfer Fee of 5% ($5 minimum) will apply to balance transfers and credit card checks, if available, unless otherwise disclosed. A Cash Advance Fee of 5% ($5 minimum) will apply to cash advances. The Minimum Interest Charge is $1.00. An Annual Fee of $35 will be waived the first year. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency.